Calculators: do the maths before you sign
Each calculator answers one concrete money or deadline question of German bureaucracy and shows how the result is put together. Everything runs in your browser — your input never leaves the device.
🔒 Calculated on your device: we never see or store what you type.
ARRIVAL AND FIRST COSTS
🔒 Blocked account (Sperrkonto): true-cost decoder →
Every provider blocks the same amount, but the fees differ. See the total cost of the account across your whole visa period at embassy-recognised providers. 🧳 Cost of your first month in Germany →
Deposit, first rent, internet, insurance, groceries — your one-off move-in costs and your ongoing monthly budget. Every estimate is editable.
SALARY, TAXES, INSURANCE
💶 Gross-to-net salary calculator 2026 →
The offer says gross, your account sees much less. Net salary with the 2026 figures: wage tax, social contributions, Soli and church tax, each deduction explained. 🏥 GKV or PKV: health insurance contributions →
Your public health insurance contribution including long-term care, plus a check on whether you earn enough to switch to private cover. Official 2026 figures. 💼 Freiberufler or Gewerbe? Status check →
Your status decides trade registration, trade tax and IHK membership. Two or three questions give you a preliminary § 18 EStG assessment and your next steps.
HOUSING
📅 Notice period for terminating your lease →
The last day your Kündigung must reach the landlord under the 3rd-working-day rule (§ 573c BGB) — or your contract end date if the letter is already on its way. 🏠 Wohngeld (housing benefit) calculator by postcode →
Postcode, household size, cold rent and income give you the approximate monthly Wohngeld amount under § 19 WoGG. Everything runs in your browser.
FAMILY AND RESIDENCE STATUS
👶 Elterngeld (parental allowance) calculator 2026 →
Elterngeld replaces 65–100% of your pre-birth net income, between €300 and €1,800 a month. Basis and Plus variants, including sibling bonus and twins supplement. 🛂 When can I apply for permanent residency and citizenship? →
Enter your arrival date and permit type to see the earliest dates you can apply for permanent residency and for German citizenship under the 2026 rules.